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Family Pension

  Family pension is granted to the family of a Govt. servant in the event of his death while in service and also after retirement provided he was on the date of death in receipt of a pension or compassionate allowance. It is governed by the provision of “Family Pension Scheme-1964” which was introduced WEF. 01-01-1964 vides Army Instruction No. 2/S/64 replaced vide AI-51/80. The benefit of this scheme has also been extended from 22-09-1977 to the families of Armed Forces Personnel of those who retired/died before 31-12-1963 vides GOI, MOD No. F 6(2)/85/1689/B/D (P/S) dt 08-08-85.
Date of commencement of Family Pension: The Family Pension is payable from the date following the date of death of the Govt. servant.   

Definition of Family:-

For the purpose of Family pension 'Family' in relation to Govt. servant means:  
(i)                 Wife or wives including judicially separated wife or wives, in the case of a male employee.
(ii)                Husband including judicially separated husband in the case of female employee.
(iii)               Sons including step sons and adopted sons.
(iv)          Unmarried daughters including step-daughters adopted daughters and widowed/divorced  daughters ; and
(v)              Parents who were wholly dependent on
Govt. servant when he /she was alive provided the deceased employee had left behind neither a widow nor a child and further that income from all sources including self employment does not exceed Rs.2550/- p.m.

Eligibility and Period of Grant:-

i)          Widow/Widower: Where a deceased Govt. servant is survived by a widow/widower, the widow/ widower shall be entitled to the award of family pension from the date following the date of death of the Govt. servant till death or remarriage which ever is earlier.

(ii)               More than one widow:  
Where a Hindu deceased Govt. servant leaves behind more than one widow the second and other widow are not entitled to family pension as a legally wedded wife under the Hindu Marriage act 1955.  In other cases the award of family pension will be divided among the surviving widows in equal shares.  
(iii)             Divorced wife:  
Divorced wife loses the status of a legally wedded wife and as such is not entitled to the award of family pension.  However, the eligible child/children from a divorced wife shall be entitled to the share of family pension which the mother would have received at the time of death of her husband had she not been divorced.
  (iv)           Child / Children:
On the death of the widow / widower the family pension shall become payable to the eligible child / children.  Family pension to children shall be payable in the order of their birth and the younger of them shall not be eligible for family pension unless the elder next above him/her has become in-eligible for the grant of family pension.
(v)        Son / Daughter:         The award of family pension to son / daughter including widowed / divorced daughter shall be payable till he / she attains the age of 25 years or upto the date of his / her marriage/remarriage or starts earning his/her livelihood, whichever is earlier.  
(vi)       Handicapped child/children:            If the son or daughter of a Govt. servant is suffering from any disorder or disability of mind or is physically crippled or disabled so as to render him or      her unable to earn a living, the family pension shall be payable to such son or daughter for life.  In case the handicapped daughter gets married, her family pension will be stopped from the date of marriage.  The family pension to child who is suffering from disorder or disability of mind, is paid through a legal guardian.
            The award of Family Pension in respect of Handicapped child is not notified jointly along with the pension/Family Pension of his/her parents. It is notified as and when the contingency arises.           
(vii)      Parents:
When deceased Govt. servant left behind neither widow/widower and children, family pension shall be payable to the parents who were wholly dependent on the Govt. servant during the life time of the deceased Govt. servant, provided their income does not exceed Rs.2550/- p.m.
The Family Pension in respect of the Government employee/pensioner whose whereabouts are not known, can be sanctioned to the eligible family member from the date of missing after the lapse of a period of one year from the date of lodging the FIR with the concerned Police station. 
Where an employee / pensioner disappears leaving his family, the family must lodge a FIR with the concerned police station, and obtain a report that the employee could not been traced after all efforts have been made by the police.  
Before the payment of family pension is allowed to the family of a missing govt. servant, an Indemnity Bond on prescribed format should be taken from the family pensioner that all payment will be adjusted against the payments due to the employee in case he appears on the scene and makes any claim.

Calculation of Family Pension:- 

W.e.f. 1.1.96 the Normal rate of Family Pension shall be calculated at a uniform rate of 30% of basic pay drawn on the date of death or retirement as the case may be, in all cases and shall be subject to minimum of Rs.1275/- p.m. and maximum of 30% of the highest pay in the govt. (the highest pay in the Govt. in Rs.30,000/-).  
Definition of Basic Pay: - Basic pay includes stagnation increment and non-practicing allowance if any, drawn on the date of retirement or death.  
Maximum family pension:-
Deaths occurring on or after
Amount of family pension should not exceed the following limit
1.1.1964
Rs.150/- p.m.
1.1.1973
Rs. 250/-p.m.
1.1.1986
Rs. 1250/- p.m.
1.1.1996
Rs. 9000/- p.m.

Enhanced rate of Family Pension:- If the individual dies after having rendered not less than 7 years continuous service his/her family will be entitled to the Enhanced rates of Family Pension as under:

Conditions
Minimum continuous Service required for Grant of family pension at Enhanced Rate
Death while in service
Death after retirement
Max. period for which admissible
If not governed
Under WorkmensCompensation Act 1923
(WCA)
7  years
50 % of the pay last drawn or twice of the F.P at the Normal Rate whichever is  less
50% of the pay last drawn or twice of F.P at the Normal rate or the pension granted to the employee at the time of his retirement from service whichever is less
7 years from the date following the date of death or for a period upto which the deceased Govt. servant would have attained the age of 67 years had he survived whichever is earlier and thereafter at the Normal rate
If governed under W.C.A 1923
7  years
50% of the last pay drawn or 1.5 times of the Family Pen-sion at the Normal rate whichever is less.
50 % of  last pay or 1.5 times of F.P at the Normal rate or pension granted to employee at the time of retirement whichever is less
       -do-

Model Calculation:-

Model calculation : Family Pension (death while in service)
Post                                                   Class - III
Date of Birth                           -           02.09.1966
Date of Appointment              -           01.04.1986
Date of death(while in service)-         30.08.2000
Qualifying Service                  -           14 years & 5 months  
Last Pay                                  -           Rs. 5000/-
Calculation                              -           30% of 5000  = 1500
Normal Rate                            -           Rs. 1500/- per month
Enhanced Rate                        -           Twice of normal rate i.e. 1500X2=3000
                                                                        Or
                                                            Half of last pay i.e. 5000 = 2500
                                                                                                2
                                                            Whichever is less = 2500
Family Pension
Enhanced rate                       Rs.2500/- per month payable to Widow w.e.f. 31.08.2000 to 30.08.2007 or till death or remarriage whichever is earlier.
Normal rate                   -         Rs. 1500/- per month w.e.f. 31.08.2007 till death or remarriage whichever is earlier.            
Model calculation: Family Pension (death after retirement)  
Post                             -           Class - II
Date of Birth               -           15.04.1941
Date of Appointment  -           26.12.1963
Date of Retirement     -           30.04.2001
Qualifying Service      -           37 years 4 months 5 days
Last Pay                      -           Rs. 11850/-
Pension                        -           Rs. 5843/-
Calculation                  -           30% of 11850  = 3555
Normal Rate                -           Rs. 3555/- per month
Enhanced Rate            -           Twice of normal rate i.e. 3555X2=7110
                                                            Or
                                                Half of last pay i.e. 11850 = 5925
                                                                                    2
                                                            Or
                                                Amount of Pension = 5843
                                                Whichever is less = 5843
Family Pension :
Enhanced rate            Rs.5843/- per month payable to Widow  w.e.f. the date following the date of  death  to 14.04.2008 or death or remarriage whichever is earlier.
Normal rate     -           Rs. 3555/- per month w.e.f. 15.04.2008 till death or remarriage Whichever is earlier.         

Minimum/Maximum Limit:

The minimum and maximum amount of family pension as fixed by the Govt. from time to time is as under:
Minimum family pension:
Amount
Date of commencement
Rules under which granted
Remarks
Rs.25/- p.m.
01.01.1964
Family pension scheme-64
No AHI is admissible
Rs.40/- p.m.
01.03.1970
Liberalised Pension Rules (LPR)-50;
Family pension scheme-64;
 CCS (EOP) Rules
a). Including temporary increase and ad-hoc increase
b). Existing Family Pension should be revised to Rs. 40/- p.m. if the same together with AHI/TI where applicable falls short of Rs. 40 p.m.
Rs.60/- p.m.
01.01.1973
Family pension scheme-64
In respect of deaths occurring on or after 1.1.1973
Rs.140/- p.m.
01.04.1982
LPR-50,
Family pension Scheme-64,
 CCS (EOP) Rules
 If Family Pension plus relief falls short of Rs. 140/- the same should be stepped up to Rs. 140/- p.m.
Rs.150/- p.m.
01.04.1983
LPR-50 ;
Family pension Scheme- 64 ,
CCS (EOP) Rules
If Family Pension plus relief falls short of Rs. 150/- the same should be stepped upto Rs. 150/- p.m.
Rs.375/- p.m.
01.01.1986
LPR-50
Family pension Scheme-64
CCS (EOP) Rules
Applicable in cases of deaths on or after 1.1.1986
Rs.1275/-  p.m.
01.01.1996
LPR-50
Family pension Scheme-64,
CCS (EOP) Rules
Applicable in cases of death on or after 1.1.1996

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